Publicado em: 06/08/20
Residence repair loans help low-income homeowners pay for required and critical repairs. Our objective is always to eradicate unhealthy or dangerous conditions, eiminate barriers to accessibility, enhance safety for individuals with real disabilities and incorporate energy saving measures that reduce power expenses and usage.
We offer loans to low-income homeowners for required and critical house repairs and tiny funds to low-income individuals with disabilities to help make their houses more accessible. Loans and funds now available and limits that are income down the page.
For low-income individuals with physical disabilities to boost access and security (some tenants may possibly not be qualified): Accessibility funds
For low-income property owners: Home Fix Loans
Us or call 503-655-8591 if you have other quesitons, email.
This system provides loans that are low-interest funds to aid property owners in Clackamas County repair their houses and improve accessibility.
Procedures to have a true home fix loan or accessibility grant:
Low-income homeowners (and renters that are eligible with real disabilities can be entitled to a grant as much as $5,000 to pay for the price of increasing access and security. Types of qualified improvements: wheelchair ramps, handrails and widened doorways, home or bathroom accessibility improvements such as for example roll-in showers, raised toilets and grab bars. (For tenants in flats, at the very least 51 % regarding the devices within the framework must certanly be occupied by low-income households. )
|solitary Purpose wellness or security product just. Examples: water/well, septic/sewer, heat or roof. Main temperature supply just — woodstoves & pellet stoves are thought a additional temperature supply. (No equity needed. )||$15,000 repairs that are exterior: Roof/Gutters, Paint, Weatherization, Windows/Doors, Foundation. (Credit and equity needs apply. )||$25,000|
|Complete Repairs Complete house repairs must satisfy Community developing rehab standards.||$35,000|
House should be situated in Clackamas County and needs to be looking for fix
Minimal 3percent per simple interest year. Re re Payments are deferred — no monthly obligations. Deferred so long as home owner everyday lives in house, or until offered, name transported, refinance, or modification of good use. Loans are guaranteed by lien on home.
Family members’s yearly revenues must be not as much as 80% regarding the County’s median earnings, as based on HUD. The limits that are current apply to loans and funds are shown below.
|Domestic Size||Annual Gross money (maximum)|
Our company is presently soliciting for contractors whom might be enthusiastic about putting in a bid on tasks into the Housing Rehabilitation Loan Program. Contractors on our list needs to be certified, fused and registered utilizing the continuing State of Oregon Construction Contractors Board and also have experience in housing rehabilitation.
We don’t suggest or endorse any contractors. Contractors from the HUD debarred list aren’t qualified to use.
If you’re thinking about working together with our system, please finish the specialist information return and application to your workplace. Please include copies of your CCB registration, insurance coverage certificates and certifications of particular trades, including asbestos or paint that is lead-based.
Applications and documents that are supporting be mailed to: Clackamas County Community developing, 2051 Kaen Rd., STE 245, Oregon City, Oregon 97045; Faxed to 503-655-8563; or emailed.
For those who have any concerns or require extra information, you could call County Rehab Specialists, Jayson Tidland or Mike Woolman at 503-655-8591.